Welcome new month! Welcome new cycle of personal finance! Haha
Ok, so, hearing the word “finance” may feel like a burden for most people in age of 20-ish, especially to those who already live on their own, live from their salary (bye-bye pocket money!) like me. What i found from living from my own salary is personal finance is not easy. Sometimes, I don’t save any. Sometimes, I shop or eat out too much, haha. “It’s ok, i’m just started living on my own, i still made mistakes and learned my lessons” I said to myself. However i spend my money, i must write it down. From the notes, i can be less guilty spending the money, “At least, i know where the money goes”. I know how much worse my spending could be if i didn’t write it down.
New month, new goal of personal finance.
My July Goal is to pay for Angkot (public transportation) in the fixed price. The background of this goal is, sometimes i need to pay Rp5.000, while the actual costs is Rp4.000 (based on my experience riding Angkot) and do not get any changes. So, i decided to go to the bank and exchange Rp200.000 (2 sheets of Rp100.000) for 100 sheets of Rp2.000. And it’s work! I can pay with the fixed price! I can control my transport money!
I know this is just a baby step. But, money matters (we need to appreciate money by not spending it unwisely) and i don’t have money tree on my backyard. i’m happy this milestone in my long journey in personal finance 😀
See you later!